Financial insights of USB-PR

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$1,945M
EPS
$1.18
Unit: Million (M) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	5,526	5,599	5,688	5,548
Loans held for sale	35	43	35	59
Investment securities	1,303	1,343	1,392	1,355
Other interest income	974	938	812	642
Total interest income	7,838	7,923	7,927	7,604
Deposits	2,284	2,451	2,648	2,541
Short-term borrowings	645	505	328	291
Long-term debt	646	683	729	721
Total interest expense	3,575	3,639	3,705	3,553
Net interest income	4,263	4,284	4,222	4,051
Provision for credit losses	576	577	571	501
Net interest income after provision for credit losses	3,687	3,707	3,651	3,550
Card revenue	391	455	440	442
Corporate payment products revenue	-	189	195	192
Corporate payment and treasury management revenue	408	-	-	-
Merchant processing services	436	440	463	474
Trust and investment management fees	745	756	730	703
Service charges	-	318	333	336
Lending and deposit-related fees	294	-	-	-
Capital markets revenue	377	427	434	390
Mortgage banking revenue	161	130	180	162
Investment products fees	97	101	97	90
Securities losss (gaines), net	-35	3	-7	-57
Other	123	234	213	192
Total noninterest income	2,997	3,053	3,078	2,924
Compensation and employee benefits	2,628	2,529	2,561	2,600
Net occupancy and equipment	304	320	300	301
Professional services	92	144	117	109
Marketing and business development	217	187	175	161
Technology and communications	573	584	560	534
Other intangibles	110	126	125	124
Merger and integration charges	-	0	0	0
Other	341	337	359	352
Total noninterest expense	4,265	4,227	4,197	4,181
Income before income taxes	2,419	2,533	2,532	2,293
Applicable income taxes	469	482	524	472
Net income	1,950	2,051	2,008	1,821
Net (income) loss attributable to noncontrolling interests	5	6	7	6
Net income attributable to u.s. bancorp	1,945	2,045	2,001	1,815

Basic EPS	1.18	1.317	1.22	1.11
Diluted EPS	1.18	1.314	1.22	1.11
Basic Average Shares	1,554,000,000	1,553,000,000	1,557,000,000	1,559,000,000
Diluted Average Shares	1,555,000,000	1,556,000,000	1,557,000,000	1,559,000,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$1,945M
EPS
$1.18
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$1,945M
EPS
$1.18
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$1,945MEPS$1.18Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,945MEPS$1.18Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$1,945M
EPS
$1.18
Unit: Million (M) dollars

Net Income
$1,945M
EPS
$1.18
Unit: Million (M) dollars