For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | |
|---|---|---|---|---|
| Interest income | 42,476 | 42,913* | - | |
| Warehouse credit facility | 3,439 | 4,396* | - | |
| Securitization debt | 8,620 | 8,242* | - | |
| Total interest expense | 12,059 | 12,638* | - | |
| Net interest income | 30,417 | 30,275* | - | |
| Realized and unrealized losses, net of recoveries | -24,683 | -24,315* | - | |
| Net interest income (loss) after losses and recoveries | 5,734 | 5,960* | - | |
| Servicing income | 1,139 | 1,173* | - | |
| Warranties and gap income (loss), net | 2,686 | 3,617* | - | |
| Carstory revenue | 1,333 | 1,729* | - | |
| Other income | 2,041 | 2,594* | - | |
| Total noninterest income | 7,199 | 9,112* | - | |
| Compensation and benefits | 19,146 | -23,124* | - | |
| Professional fees | 4,520 | 2,968* | - | |
| Software and it costs | 3,161 | 2,967* | - | |
| Depreciation and amortization | 1,340 | 838* | - | |
| Interest expense on corporate debt | 1,212 | 699* | - | |
| Impairment charges | 0 | 1,039* | - | |
| Other expenses | 2,408 | 2,444* | - | |
| Total expenses | 31,787 | -12,170* | - | |
| Loss from continuing operations before reorganization items and provision for income taxes | -18,854 | 27,242 | - | |
| Reorganization items, net | 0 | - | - | |
| (gain) income from continuing operations before provision for income taxes | -18,854 | 27,242* | -26,998 | |
| Provision for income taxes from continuing operations | 192 | -138* | 144 | |
| Net (gain) income from continuing operations | -19,046 | 27,380* | -27,142 | |
| Net (gain) income from discontinued operations | -12 | -102* | 366 | |
| Net (gain) income | -19,058 | 27,278 | -26,776 | |
| Preferred stock dividends attributable to noncontrolling interests of subsidiary | 571 | - | - | |
| Net (loss) income attributable to controlling interest and common shareholders | -19,629 | - | - | |
| Basic EPS | -3.77 | 5.277 | -5.15 | |
| Diluted EPS | -3.77 | 5.277 | -5.15 | |
| Basic Average Shares | 5,201,905 | 5,168,769 | 5,199,581 | |
| Diluted Average Shares | 5,201,905 | 5,168,769 | 5,199,581 | |
Vroom, Inc. (VRMWW)
Vroom, Inc. (VRMWW)