For the quarter ending 2025-12-31, WAFDP made $600,013,000 in revenue. $60,540,000 in net income. Net profit margin of 10.09%.
| Income Statement | 2025-12-31 | 2025-09-30 | ||
|---|---|---|---|---|
| Loans receivable | 264,207,000 | 279,984,250 | ||
| Mortgage-backed securities | 38,902,000 | 25,767,750 | ||
| Investment securities and cash equivalents | 19,387,000 | 29,110,250 | ||
| Total income | 322,496,000 | 334,862,250 | ||
| Customer accounts | 136,214,000 | 151,176,750 | ||
| Borrowings and junior subordinated debentures | 15,171,000 | 20,126,750 | ||
| Total interest expense | 151,385,000 | 171,303,500 | ||
| Net interest income | 171,111,000 | 163,558,750 | ||
| Provision for credit losses | 3,500,000 | 1,937,500 | ||
| Net interest income after provision | 167,611,000 | 161,621,250 | ||
| Gain on sale of investment securities | 0 | 5,000 | ||
| Gain on termination of hedging derivatives | 24,000 | 39,500 | ||
| Loan fee income | 1,354,000 | 1,722,000 | ||
| Deposit fee income | 7,858,000 | 7,412,500 | ||
| Other income | 11,019,000 | 8,632,750 | ||
| Total non-interest income | 20,255,000 | 17,811,750 | ||
| Compensation and benefits | 54,190,000 | 55,536,500 | ||
| Occupancy | 11,170,000 | 11,234,250 | ||
| Fdic insurance premiums | 5,400,000 | 5,050,000 | ||
| Product delivery | 6,574,000 | 6,467,750 | ||
| Information technology | 14,384,000 | 15,025,250 | ||
| Other expense | 14,003,000 | 13,552,000 | ||
| Total non-interest expense | 105,721,000 | 106,865,750 | ||
| Gain (loss) on real estate owned, net | 156,000 | -156,750 | ||
| Income before income taxes | 82,301,000 | 72,410,500 | ||
| Income tax expense | 18,105,000 | 15,893,500 | ||
| Net income | 64,196,000 | 56,517,000 | ||
| Dividends on preferred stock | 3,656,000 | 3,656,250 | ||
| Net income available to common shareholders | 60,540,000 | 52,860,750 | ||
| Basic earnings per common share (in dollars per share) | 0.79 | 0.66 | ||
| Basic weighted average shares outstanding (in shares) | 76,969,729 | 20,046,098.75 | ||
| Diluted earnings per common share (in dollars per share) | 0.79 | 0.658 | ||
| Diluted weighted average shares outstanding (in shares) | 77,015,554 | 20,063,797.25 | ||
WAFD INC (WAFDP)
WAFD INC (WAFDP)