Financial insights of WAFDP

MyFinsight

For the quarter ending 2025-12-31, WAFDP made $600,013K in revenue. $60,540K in net income. Net profit margin of 10.09%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31
Loans receivable	264,207
Mortgage-backed securities	38,902
Investment securities and cash equivalents	19,387
Total income	322,496
Customer accounts	136,214
Borrowings and junior subordinated debentures	15,171
Total interest expense	151,385
Net interest income	171,111
Provision for credit losses	3,500
Net interest income after provision	167,611
Gain on sale of investment securities	0
Gain on termination of hedging derivatives	24
Loan fee income	1,354
Deposit fee income	7,858
Other income	11,019
Total non-interest income	20,255
Compensation and benefits	54,190
Occupancy	11,170
Fdic insurance premiums	5,400
Product delivery	6,574
Information technology	14,384
Other expense	14,003
Total non-interest expense	105,721
Gain (loss) on real estate owned, net	156
Income before income taxes	82,301
Income tax expense	18,105
Net income	64,196
Dividends on preferred stock	3,656
Net income available to common shareholders	60,540

Basic earnings per common share (in dollars per share)	0.79
Basic weighted average shares outstanding (in shares)	76,969,729
Diluted earnings per common share (in dollars per share)	0.79
Diluted weighted average shares outstanding (in shares)	77,015,554