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For the year ending 2025-12-31, ATLCL has $7,623,088K in assets. $6,979,258K in debts.

Balance Sheets Overview

Debt to Asset Ratio
91.55%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, interest and fees receiva...
    • Unrestricted cash and cash equiv...
    • Restricted cash and cash equival...
    • Others
Liabilities Breakdown
    • Notes payable, net held by vies
    • Senior notes, net
    • Retained earnings
    • Others

Balance Sheets
2025-12-31
Unrestricted cash and cash equivalents
621,093
Restricted cash and cash equivalents
146,314
Loans, interest and fees receivable, at fair value
6,647,882
Loans at amortized cost, net (including 4.1 million and 4.9 million of allowance for credit losses at december 31, 2025 and december 31, 2024, respectively and 20.1 million and 19.8 million of deferred revenue at december 31, 2025 and december 31, 2024, respectively)
82,884
Property at cost, net of depreciation
12,589
Intangible assets, net (note 3)
30,268
Operating lease right-of-use assets
15,104
Prepaid expenses and other assets
66,954
Total assets
7,623,088
Accounts payable and accrued liabilities
284,514
Operating lease liabilities
25,283
Notes payable, net held by vies
5,818,761
Senior notes, net
698,562
Income tax liability
152,138
Total liabilities
6,979,258
Class b preferred units issued to noncontrolling interests (note 6)-Series APreferred Stock
40,000
Class b preferred units issued to noncontrolling interests (note 6)-Series BPreferred Stock
0
Series b preferred stock, no par value, 3,584,131 shares issued and outstanding at december 31, 2025 (liquidation preference - 89.6 million) 3,301,179 shares issued and outstanding at december 31, 2024 (liquidation preference - 82.5 million)
0
Common stock, no par value, 150,000,000 shares authorized 14,922,462 and 14,904,192 shares issued and outstanding at december 31, 2025 and december 31, 2024, respectively
0
Paid-in capital
102,276
Retained earnings
506,424
Total shareholders equity attributable to atlanticus holdings corporation
608,700
Noncontrolling interests
-4,870
Total equity
603,830
Total liabilities, shareholders' equity and temporary equity
7,623,088
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, interest andfees receivable, at...$6,647,882K Unrestricted cash and cashequivalents$621,093K Restricted cash and cashequivalents$146,314K Loans at amortizedcost, net (including...$82,884K Prepaid expenses andother assets$66,954K Intangible assets, net(note 3)$30,268K Operating leaseright-of-use assets$15,104K Property at cost, net ofdepreciation$12,589K Total assets$7,623,088K Total liabilities,shareholders' equity and...$7,623,088K Total liabilities$6,979,258K Total equity$603,830K Class b preferredunits issued to...$40,000K Noncontrolling interests-$4,870K Notes payable, netheld by vies$5,818,761K Senior notes, net$698,562K Accounts payable andaccrued liabilities$284,514K Income tax liability$152,138K Operating leaseliabilities$25,283K Total shareholdersequity attributable to...$608,700K Retained earnings$506,424K Paid-in capital$102,276K

Atlanticus Holdings Corp (ATLCL)

Atlanticus Holdings Corp (ATLCL)