atlcl: the income statement

MyFinsight

For the quarter ending 2025-09-30, ATLCL made $494,676K in revenue. $22,670K in net income. Net profit margin of 4.58%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Total revenue and other income	494,676
Interest expense	75,464
Provision for credit losses	1,549
Increase (decrease) in fair value of loans and fees receivable recorded at fair value	-276,851
Net margin	140,812
Salaries and benefits	18,196
Card and loan servicing	39,024
Marketing and solicitation	35,301
Depreciation	1,491
Other	14,321
Total operating expenses	108,333
Income before income taxes	32,479
Income tax expense	7,891
Net income	24,588
Net loss attributable to noncontrolling interests	-389
Net income attributable to controlling interests	24,977
Preferred stock and preferred unit dividends and discount accretion	2,307
Net income attributable to common shareholders	22,670

Basic (including unvested share-based payment awards) (in shares)	15,125,000
Net income attributable to common shareholders per common sharebasic (in dollars per share)	1.5
Net income attributable to common shareholders per common sharediluted (in dollars per share)	1.21
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding	19,195,000