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For the year ending 2025-12-31, ATLCL made $1,968,399K in revenue. $111,796K in net income. Net profit margin of 5.68%.

Income Overview

Revenue
$1,968,399K
Net Income
$111,796K
Net Profit Margin
5.68%
EPS
$5.96
Unit: Thousand (K) dollars
Revenue Breakdown
    • Credit And Other Investments
    • Auto Finance
Revenue Breakdown
    • Consumer loans, including past d...
    • Fees and related income on earni...
    • Other revenue
    • Other non-operating income

Income Statement
2025-12-31
Total revenue and other income
1,968,399
Interest expense
301,903
Provision for credit losses
6,235
Increase (decrease) in fair value of loans and fees receivable recorded at fair value
-1,103,055
Net margin
557,206
Salaries and benefits
69,572
Card and loan servicing
160,846
Marketing and solicitation
113,265
Depreciation
5,808
Other
48,002
Total operating expenses
397,493
Income before income taxes
159,713
Income tax expense
39,104
Net income
120,609
Net loss attributable to noncontrolling interests
-1,595
Net income attributable to controlling interests
122,204
Preferred stock and preferred unit dividends and discount accretion
10,408
Net income attributable to common shareholders
111,796
Basic EPS
7.4
Diluted EPS
5.96
Basic Average Shares
15,113,000
Diluted Average Shares
19,175,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Credit And OtherInvestments$1,928,737K Auto Finance$39,662K Total revenue andother income$1,968,399K Net margin$557,206K Increase (decrease) infair value of loans...-$1,103,055K Interest expense$301,903K Provision for creditlosses$6,235K Income before incometaxes$159,713K Total operatingexpenses$397,493K Net income$120,609K Net lossattributable to...-$1,595K Income tax expense$39,104K Card and loanservicing$160,846K Marketing andsolicitation$113,265K Salaries and benefits$69,572K Other$48,002K Depreciation$5,808K Net incomeattributable to controlling...$122,204K Net incomeattributable to common...$111,796K Preferred stock andpreferred unit dividends...$10,408K

Atlanticus Holdings Corp (ATLCL)

Atlanticus Holdings Corp (ATLCL)