Financial insights of BOH-PA

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Interest and fees on loans and leases	667,506
Available-for-sale	114,027
Held-to-maturity	78,387
Cash and cash equivalents	23,408
Other	4,495
Total interest income	887,823
Deposits	324,235
Securities sold under agreements to repurchase	2,227
Short-term borrowings	0
Other debt	23,822
Total interest expense	350,284
Net interest income	537,539
Provision for credit losses	11,500
Net interest income after provision for credit losses	526,039
Fees, exchange, and other service charges	56,337
Trust and asset management	49,319
Service charges on deposit accounts	33,582
Bank-owned life insurance	14,764
Annuity and insurance	5,211
Mortgage banking	3,660
Investment securities losses, net	-23,395
Other	39,612
Total noninterest income	179,090
Salaries and benefits	248,772
Net occupancy	42,019
Net equipment	40,501
Data processing	21,985
Professional fees	16,231
Fdic insurance	11,168
Other	62,471
Total noninterest expense	443,147
Income before provision for income taxes	261,982
Provision for income taxes	56,080
Net income	205,902
Preferred stock dividends	21,077
Net income available to common shareholders	184,825

Basic EPS	4.67
Diluted EPS	4.63
Basic Average Shares	39,618,830
Diluted Average Shares	39,934,431