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For the quarter ending 2025-09-30, GBFH has $1,301,378K in assets. $1,143,185K in debts.

Balance Sheets Overview

Debt to Asset Ratio
87.84%
Assets Breakdown
    • Loans, net of deferred fees and ...
    • Interest-bearing deposits with o...
    • Available for sale, at fair valu...
    • Others
Liabilities Breakdown
    • Time
    • Savings
    • Noninterest-bearing demand
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-09-30
2025-06-30
Cash and due from banks
4,988 11,877
Interest-bearing deposits with other financial institutions
98,402 131,352
Total cash and cash equivalents
103,390 143,229
Available for sale, at fair value (amortized cost of 85,506 at september 30, 2025 and 67,308 at december 31, 2024)
85,774 82,886
Held to maturity, at amortized cost (fair value of 38,856 at september 30, 2025 and 40,392 at december 31, 2024)
38,578 39,515
Loans held for sale
66,791 45,242
Loans, net of deferred fees and costs
940,591 871,630
Less allowance for credit losses
10,577 9,205
Loans, net
930,014 862,425
Premises and equipment, net
855 770
Operating lease right-of-use asset
5,516 5,736
Bank-owned life insurance
29,700 14,446
Loan servicing assets, net
10,621 9,736
Federal home loan bank stock, at cost
5,513 5,513
Other real estate owned
2,684 -
Other assets
21,942 22,926
Total assets
1,301,378 1,232,424
Noninterest-bearing demand
227,921 228,913
Interest-bearing demand
63,741 57,254
Savings
281,435 309,559
Time
519,080 436,738
Total deposits
1,092,177 1,032,464
Subordinated debt
26,144 26,126
Operating lease liability
5,942 6,121
Other liabilities
18,922 15,964
Total liabilities
1,143,185 1,080,675
Common stock, par value 0.0001 50,000,000 shares authorized 14,287,776 shares issued and outstanding at september 30, 2025 and 14,252,435 shares issued and outstanding at december 31, 2024
1 1
Additional paid-in capital
80,016 79,291
Retained earnings
77,970 73,662
Accumulated other comprehensive income (loss)
206 -1,205
Total stockholders' equity
158,193 151,749
Total liabilities and stockholders' equity
1,301,378 1,232,424
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, net of deferredfees and costs$940,591K Interest-bearing deposits withother financial...$98,402K Cash and due frombanks$4,988K Other assets$21,942K Other real estateowned$2,684K Federal home loan bankstock, at cost$5,513K Loan servicingassets, net$10,621K Bank-owned life insurance$29,700K Operating leaseright-of-use asset$5,516K Premises and equipment,net$855K Loans, net$930,014K Loans held for sale$66,791K Held to maturity, atamortized cost (fair value...$38,578K Available for sale, at fairvalue (amortized cost...$85,774K Total cash and cashequivalents$103,390K Less allowance forcredit losses$10,577K Total assets$1,301,378K Total liabilities andstockholders' equity$1,301,378K Total stockholders'equity$158,193K Total liabilities$1,143,185K Accumulated othercomprehensive income (loss)$206K Retained earnings$77,970K Additional paid-in capital$80,016K Common stock, par value0.0001 50,000,000...$1K Other liabilities$18,922K Operating lease liability$5,942K Subordinated debt$26,144K Total deposits$1,092,177K Time$519,080K Savings$281,435K Interest-bearing demand$63,741K Noninterest-bearing demand$227,921K

GBank Financial Holdings Inc. (GBFH)

GBank Financial Holdings Inc. (GBFH)