Financial insights of GBFH

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$1,315K
EPS
$0.09
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	18,958	18,744*	18,919	17,659
Interest on deposits with other financial institutions	1,257	950*	1,160	1,365
Taxable interest on investment securities	1,102	1,268*	1,421	1,414
Other interest bearing balances	277	102*	122	117
Interest on short-term borrowings	-	0*	0	0
Total interest income	21,594	21,062*	21,622	20,555
Interest on deposits	8,893	8,107*	8,339	7,905
Interest on subordinated debt	510	299*	285	262
Total interest expense	9,403	8,405*	8,624	8,167
Net interest income	12,191	12,657*	12,998	12,388
Provision for credit gaines	2,293	-1,116*	2,219	1,092
Loan servicing income	-	910*	762	750
Net interest income after provision for credit losses	9,898	13,773*	10,779	11,296
Gain on sale of loans	3,790	3,390*	3,592	2,593
Loan servicing income	998	-	-	-
Service charges and fees	58	57*	60	54
Net interchange fees	2,191	1,839*	2,406	1,535
Net gain on sales of investment securities	-	107*	-	-
Other income	417	144*	357	452
Total noninterest income	7,454	6,445*	7,177	5,384
Salaries and employee benefits	6,750	6,225*	6,589	6,235
Data processing	1,889	1,621*	1,637	1,333
Occupancy expense	410	393*	418	400
Legal and professional fees	371	510*	644	571
Loan related costs	459	699*	576	330
Audits and exams	198	357*	262	397
Advertising and marketing	830	505*	1,141	371
Fdic insurance	156	126*	134	129
Credit card fraud loss	4,213	-	-	-
Other	600	575*	916	630
Total noninterest expense	15,876	11,009*	12,317	10,396
Income before provision for income taxes	1,476	9,209*	5,639	6,284
Provision for income taxes	139	1,867*	1,282	1,486
Net income before equity investment loss	1,337	7,342*	4,357	4,798
Net loss attributable to equity investment	-22	-7*	-49	-43
Net income	1,315	7,335	4,308	4,755

Basic EPS	0.09	0.512	0.3	0.33
Diluted EPS	0.09	0.51	0.3	0.33
Basic Average Shares	14,414,505	14,324,139	14,280,165	14,273,433
Diluted Average Shares	14,506,000	14,375,632	14,525,422	14,551,123

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$1,315K
EPS
$0.09
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$1,315K
EPS
$0.09
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$1,315KEPS$0.09Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,315KEPS$0.09Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$1,315K
EPS
$0.09
Unit: Thousand (K) dollars

Net Income
$1,315K
EPS
$0.09
Unit: Thousand (K) dollars