Financial insights of GBFH

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Interest and fees on loans	73,609
Interest on deposits with other financial institutions	4,737
Taxable interest on investment securities	5,520
Other interest bearing balances	460
Total interest income	84,326
Interest on deposits	32,472
Interest on short-term borrowings	0
Interest on subordinated debt	1,119
Total interest expense	33,591
Net interest income	50,735
Provision for credit losses	3,850
Net interest income after provision for credit losses	46,885
Gain on sale of loans	12,347
Loan servicing income	3,178
Service charges and fees	228
Net interchange fees	7,750
Net gain on sales of investment securities	426
Other income	1,357
Total noninterest income	25,286
Salaries and employee benefits	25,460
Data processing	6,076
Occupancy expense	1,620
Legal and professional fees	2,332
Loan related costs	2,058
Audits and exams	1,345
Advertising and marketing	2,773
Fdic insurance	520
Other	2,894
Total noninterest expense	45,078
Income before provision for income taxes	27,093
Provision for income taxes	6,019
Net income before equity investment loss	21,074
Net loss attributable to equity investment	-145
Net income	20,929

Basic EPS	1.46
Diluted EPS	1.44
Basic Average Shares	14,292,579
Diluted Average Shares	14,484,059