Financial insights of GBFH

MyFinsight

For the quarter ending 2025-09-30, GBFH made $49,740K in revenue. $4,308K in net income. Net profit margin of 8.66%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	18,919	17,659
Interest on deposits with other financial institutions	1,160	1,365
Taxable interest on investment securities	1,421	1,414
Other interest bearing balances	122	117
Total interest income	21,622	20,555
Interest on deposits	8,339	7,905
Interest on short-term borrowings	0	0
Interest on subordinated debt	285	262
Total interest expense	8,624	8,167
Net interest income	12,998	12,388
Provision for credit losses	2,219	1,092
Net interest income after provision for credit losses	10,779	11,296
Gain on sale of loans	3,592	2,593
Loan servicing income	762	750
Service charges and fees	60	54
Net interchange fees	2,406	1,535
Other income	357	452
Total noninterest income	7,177	5,384
Salaries and employee benefits	6,589	6,235
Data processing	1,637	1,333
Occupancy expense	418	400
Legal and professional fees	644	571
Loan related costs	576	330
Audits and exams	262	397
Advertising and marketing	1,141	371
Fdic insurance	134	129
Other	916	630
Total noninterest expense	12,317	10,396
Income before provision for income taxes	5,639	6,284
Provision for income taxes	1,282	1,486
Net income before equity investment loss	4,357	4,798
Net loss attributable to equity investment	-49	-43
Net income	4,308	4,755

Earnings per share, basic	0.3	0.33
Earnings per share, diluted	0.3	0.33
Weighted average number of shares outstanding, basic	14,280,165	14,273,433
Weighted average number of shares outstanding, diluted	14,525,422	14,551,123