For the year ending 2025-12-31, HTBK has $5,764,697K in assets. $5,056,131K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 21,682 | |||
| Other investments and interest-bearing deposits in other financial institutions | 625,346 | |||
| Total cash and cash equivalents | 647,028 | |||
| Securities available-for-sale, at fair value | 592,958 | |||
| Securities held-to-maturity net of allowance for credit losses | 529,711 | |||
| Loans held-for-sale - sba, at lower of cost or fair value, including deferred costs | 1,322 | |||
| Total loan balance | 3,653,568 | |||
| Deferred loan fees, net | -508 | |||
| Loans, net of deferred fees | 3,653,060 | |||
| Allowance for credit losses on loans | 49,999 | |||
| Loans, net | 3,603,061 | |||
| Federal home loan bank ('fhlb'), federal reserve bank ('frb') stock and other investments, at cost | 32,568 | |||
| Company-owned life insurance | 83,423 | |||
| Premises and equipment, net | 9,213 | |||
| Goodwill | 167,631 | |||
| 2026 | 1,528 | |||
| 2027 | 1,456 | |||
| 2028 | 1,017 | |||
| 2029 | 624 | |||
| Other intangible assets | 4,625 | |||
| Accrued interest receivable and other assets | 93,157 | |||
| Total assets | 5,764,697 | |||
| Demand, noninterest-bearing | 1,308,737 | |||
| Demand, interest-bearing | 957,146 | |||
| Savings and money market | 1,380,666 | |||
| Time deposits - under 250 | 31,500 | |||
| Time deposits - 250 and over | 220,715 | |||
| Insured cash sweep ('ics')/certificates of deposit account registry service ('cdars') - interest-bearing demand, money market and time deposits | 1,004,322 | |||
| Total deposits | 4,903,086 | |||
| Subordinated debt, net of issuance costs | 39,805 | |||
| Accrued interest payable and other liabilities | 113,240 | |||
| Total liabilities | 5,056,131 | |||
| Preferred stock | 0 | |||
| Common stock | 509,611 | |||
| Retained earnings | 203,675 | |||
| Accumulated other comprehensive loss | -4,720 | |||
| Total shareholders' equity | 708,566 | |||
| Total liabilities and shareholders' equity | 5,764,697 | |||
HERITAGE COMMERCE CORP (HTBK)
HERITAGE COMMERCE CORP (HTBK)