For the quarter ending 2025-09-30, HTBK has $5,623,720K in assets. $4,923,710K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 42,442 | 55,360 | ||
| Other investments and interest-bearing deposits in other financial institutions | 705,300 | 666,432 | ||
| Total cash and cash equivalents | 747,742 | 721,792 | ||
| Securities available-for-sale, at fair value | 408,456 | 307,035 | ||
| Securities held-to-maturity, at amortized cost, net of allowance for credit losses of 16 and 12, respectively (fair value of 486,476 and 497,012, respectively) | 544,806 | 561,205 | ||
| Loans held-for-sale - sba, at lower of cost or fair value, including deferred costs | 1,325 | 1,156 | ||
| Loans | 3,582,022 | - | ||
| Deferred loan fees, net | -344 | - | ||
| Loans held-for-investment, net of deferred fees | 3,581,678 | 3,534,333 | ||
| Allowance for credit losses on loans | 49,427 | 48,633 | ||
| Loans, net | 3,532,251 | 3,485,700 | ||
| Federal home loan bank ('fhlb'), federal reserve bank ('frb') stock and other investments, atcost | 32,566 | 32,563 | ||
| Company-owned life insurance | 82,861 | 82,296 | ||
| Premises and equipment, net | 9,429 | 9,765 | ||
| Goodwill | 167,631 | 167,631 | ||
| 2025 remaining | 451 | - | ||
| 2026 | 1,530 | - | ||
| 2027 | 1,456 | - | ||
| 2028 | 1,017 | - | ||
| 2029 | 624 | - | ||
| Other intangible assets | 5,078 | 5,532 | ||
| Accrued interest receivable and other assets | 91,575 | 92,562 | ||
| Total assets | 5,623,720 | 5,467,237 | ||
| Demand, noninterest-bearing | 1,241,603 | 1,151,242 | ||
| Demand, interest-bearing | 922,077 | 955,504 | ||
| Savings and money market | 1,366,905 | 1,320,142 | ||
| Time deposits - under 250 | 32,462 | 35,356 | ||
| Time deposits - 250 and over | 223,496 | 210,818 | ||
| Insured cash sweep ('ics')/certificates of deposit account registry service ('cdars') - interest-bearing demand, money market and time deposits | 990,003 | 954,272 | ||
| Total deposits | 4,776,546 | 4,627,334 | ||
| Subordinated debt, net of issuance costs | 39,767 | 39,728 | ||
| Accrued interest payable and other liabilities | 107,397 | 105,471 | ||
| Total liabilities | 4,923,710 | 4,772,533 | ||
| Preferred stock, no par value 10,000,000 shares authorized none issued and outstanding at june 30, 2025 and december 31, 2024 | 0 | 0 | ||
| Common stock, no par value 100,000,000 shares authorized 61,446,763, and 61,348,095 shares issued and outstanding, respectively | 508,664 | 509,888 | ||
| Retained earnings | 196,526 | 189,794 | ||
| Accumulated other comprehensive loss | -5,180 | -4,978 | ||
| Total shareholders' equity | 700,010 | 694,704 | ||
| Total liabilities and shareholders' equity | 5,623,720 | 5,467,237 | ||
HERITAGE COMMERCE CORP (HTBK)
HERITAGE COMMERCE CORP (HTBK)