Financial insights of HTBK

MyFinsight

For the quarter ending 2025-09-30, HTBK made $162,431K in revenue. $14,698K in net income. Net profit margin of 9.05%.

Income Overview

Revenue
$162,431K
Net Income
$14,698K
Net Profit Margin
9.05%
EPS
$0.24
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Net interest income
Deposits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans, including fees	50,130	-	46,702	45,781
Securities, taxable	6,146	-	5,559	4,676
Securities, exempt from federal tax	203	-	217	223
Other investments, interest-bearing deposits in other financial institutions and federal funds sold	8,615	-	9,354	10,758
Total interest income	65,094	-	61,832	61,438
Deposits	17,769	-	17,935	20,985
Subordinated debt	537	-	537	538
Total interest expense	18,306	-	18,472	21,523
Net interest income	46,788	44,805	43,360	39,915
Provision for credit losses on loans	416	516	274	153
Netinterestincomeafterprovision for credit losses on loans	46,372	44,289	43,086	39,762
Service charges and fees on deposit accounts	898	929	892	908
Fhlb and frb stock dividends	587	584	590	-
Increase in cash surrender value of life insurance	564	548	538	530
Servicing income	77	61	82	108
Gain on sales of sba loans	0	87	98	94
Termination fees	0	227	87	46
Gain on proceeds from company-owned life insurance	0	0	-	-
Other	1,091	541	409	554
Total noninterest income	3,217	2,977	2,696	2,240
Salaries and employee benefits	16,948	16,227	16,575	15,673
Occupancy and equipment	2,528	2,525	2,534	2,599
Professional fees	1,175	1,819	1,580	1,306
Other	8,375	17,764	8,767	7,977
Total noninterest expense	29,026	38,335	29,456	27,555
Income before income taxes	20,563	8,931	16,326	14,447
Income tax expense	5,865	2,542	4,700	3,940
Net income	14,698	6,389	11,626	10,507

Basic (in dollars per share)	0.24	0.1	0.19	0.17
Diluted (in dollars per share)	0.24	0.1	0.19	0.17
Shares used in computing diluted earnings per common share	61,616,785	61,624,600	61,708,361	61,546,157
Weighted average common shares outstanding for basic earnings per common share (in shares)	61,333,951	61,508,180	61,479,579	61,295,877

MyFinsight

Income Overview

Revenue
$162,431K
Net Income
$14,698K
Net Profit Margin
9.05%
EPS
$0.24
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Net interest income
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$162,431K
Net Income
$14,698K
Net Profit Margin
9.05%
EPS
$0.24
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Net interest income
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$162,431KNet Income$14,698KNet Profit Margin9.05%EPS$0.24Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesNet interest incomeDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$162,431KNet Income$14,698KNet Profit Margin9.05%EPS$0.24Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesNet interest incomeDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$162,431K
Net Income
$14,698K
Net Profit Margin
9.05%
EPS
$0.24
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Net interest income
Deposits
Others

Revenue
$162,431K
Net Income
$14,698K
Net Profit Margin
9.05%
EPS
$0.24
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Net interest income
Deposits
Others