For the quarter ending 2025-09-30, MNSB has $2,124,789K in assets. $1,906,426K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 23,940 | 20,888 | ||
| Interest-bearing deposits at other financial institutions | 1,315 | 85,796 | ||
| Federal funds sold | 102,039 | 26,600 | ||
| Cash and cash equivalents | 127,294 | 133,284 | ||
| Investment securities available-for-sale (afs), at fair value | 58,338 | 56,138 | ||
| Investment securities held-to-maturity (htm), at amortized cost, net of allowance for credit losses of 0 and 0, respectively | 14,293 | 14,846 | ||
| Restricted securities, at amortized cost | 7,005 | 7,005 | ||
| Loans, net of allowance for credit losses of 18,831 and 19,450, respectively | 1,788,243 | 1,767,432 | ||
| Premises and equipment, net | 13,212 | 13,344 | ||
| Property held for sale, at fair value | 3,225 | 3,225 | ||
| Accrued interest and other receivables | 13,622 | 15,023 | ||
| Bank owned life insurance | 40,433 | 40,117 | ||
| Other assets | 59,124 | 64,367 | ||
| Total assets | 2,124,789 | 2,114,781 | ||
| Non-interest bearing demand deposits | 324,717 | 330,045 | ||
| Interest-bearing demand deposits | 123,231 | 124,090 | ||
| Savings and now deposits | 125,214 | 116,069 | ||
| Money market deposits | 458,946 | 463,904 | ||
| Time deposits | 778,727 | 764,439 | ||
| Total deposits | 1,810,835 | 1,798,547 | ||
| Subordinated debt, net | 69,837 | 71,238 | ||
| Allowance for credit losses on off-balance sheet credit exposure | 482 | 272 | ||
| Other liabilities | 25,272 | 31,254 | ||
| Total liabilities | 1,906,426 | 1,901,311 | ||
| Preferred stock, 1.00 par value, 2,000,000 shares authorized 28,750 shares issued and outstanding at september 30, 2025 and december 31, 2024 | 27,263 | 27,263 | ||
| Common stock, 4.00 par value, 15,000,000 shares authorized issued and outstanding 7,703,579 shares (including 245,819 nonvested shares) at september 30, 2025 and 7,603,765 shares (including 237,717 nonvested shares) at december 31, 2024 | 29,833 | 29,825 | ||
| Capital surplus | 68,895 | 68,261 | ||
| Retained earnings | 98,793 | 95,585 | ||
| Accumulated other comprehensive loss | -6,421 | -7,464 | ||
| Total stockholders equity | 218,363 | 213,470 | ||
| Total liabilities and stockholders equity | 2,124,789 | 2,114,781 | ||
MainStreet Bancshares, Inc. (MNSB)
MainStreet Bancshares, Inc. (MNSB)