NAVI: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, NAVI has $48,004M in assets. $45,625M in debts. $621M in cash and cash equivalents.

Balance Sheets	2026-03-31	2025-12-31	2025-09-30
Loans, net-Private Education Loans	15,649	15,451	15,456
Loans, net-Federal Family Education Loan Program Ffelp Guaranteed Loans	27,237	28,141	28,952
Investments	148	166	147
Cash and cash equivalents	621	637	571
Restricted cash and cash equivalents	1,510	1,467	1,301
Goodwill and acquired intangible assets, net	430	434	435
Other assets	2,409	2,385	2,444
Total assets	48,004	48,681	49,306

Short-term borrowings	5,870	5,073	4,920
Senior Unsecured Debt	-	0	-
Secured Debt	-	3,722	-
2026	-	3,722	-
2027	-	4,394	-
2028	-	3,738	-
2029	-	4,336	-
2030	-	3,664	-
2031-2050	-	20,818	-
Total before hedge accounting adjustments	-	40,672	-
Senior Unsecured Debt	-	-23	-
Secured Debt	-	-16	-
Hedge accounting adjustments	-	-39	-
Long-term borrowings	39,240	40,633	41,414
Other liabilities	515	576	533
Total liabilities	45,625	46,282	46,867
Series a junior participating preferred stock, par value 0.20 per share 2 million shares authorized at december 31, 2021 no shares issued or outstanding	0	0	0
Common stock, par value 0.01 per share, 1.125 billion shares authorized 468 million and 467 million shares issued, respectively	4	4	4
Additional paid-in capital	3,407	3,403	3,398
Accumulated other comprehensive income (net of tax expense of 2 and 1, respectively)	5	2	-1
Retained earnings	4,552	4,552	4,573
Total stockholders' equity before treasury stock	7,968	7,961	7,974
Less common stock held in treasury at cost 374 million and 371 million shares, respectively	5,589	5,562	5,535
Total equity	2,379	2,399	2,439
Total liabilities and equity	48,004	48,681	49,306

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.