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Income Overview

Net Income
$25M
EPS
$0.26
Unit: Million (M) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Private Education Loans
273
277
294*
276
Federal Family Education Loan Program Ffelp Guaranteed Loans
391
401
451*
484
Cash and investments
18
17
20*
21
Total interest income
682
695
765*
781
Total interest expense
560
564
672*
639
Net interest income (loss)
122
131
93*
142
Less provisions for loan gaines
26
27
-224*
168
Net interest income (loss) after provisions for loan losses
96
104
317*
-26
Gain on sale of subsidiary
-
0
0*
0
Servicing revenue
10
11
12*
13
Asset recovery and business processing revenue
0
0
23*
0
Losses on debt repurchases
-
-
0*
-
Other income
17
5
17*
10
Gains (losses) on derivative and hedging activities, net
1
5
-18*
-4
Total other income (loss)
28
21
34*
19
Salaries and benefits
27
32
53*
32
Other operating expenses
55
57
53*
73
Total operating expenses
82
89
106*
105
Goodwill and acquired intangible asset impairment and amortization expense
0
4
0*
1
Restructuring/other reorganization expenses
3
0
5*
4
Total expenses
85
93
111*
110
Income before income tax expense
39
32
240*
-117
Income tax expense
14
15
62*
-31
Net income
25
17
178
-86
Basic EPS
0.27
0.18
1.78
-0.87
Diluted EPS
0.26
0.17
1.78
-0.87
Basic Average Shares
94,000,000
95,000,000
100,000,000
98,000,000
Diluted Average Shares
95,000,000
96,000,000
100,000,000
98,000,000
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Federal FamilyEducation Loan Program...$391M Private Education Loans$273M Cash and investments$18M Total interest income$682M Net interest income(loss)$122M Other income$17M Servicing revenue$10M Gains (losses) onderivative and hedging...$1M Total interestexpense$560M Net interest income(loss) after...$96M Total other income(loss)$28M Less provisions forloan gaines$26M Income before incometax expense$39M Total expenses$85M Net income$25M Income tax expense$14M Total operatingexpenses$82M Restructuring/other reorganizationexpenses$3M Other operatingexpenses$55M Salaries and benefits$27M

NAVIENT CORP (NAVI)

NAVIENT CORP (NAVI)