Financial insights of PNFP-PB

MyFinsight

For the year ending 2025-12-31.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31
Loans, including fees	2,288,096
Taxable	260,953
Tax-exempt	107,463
Federal funds sold and other	139,120
Total interest income	2,795,632
Deposits	1,127,179
Securities sold under agreements to repurchase	5,172
Federal home loan bank advances and other borrowings	115,020
Interest expense, operating	1,247,371
Net interest income	1,548,261
Provision for credit losses	107,245
Net interest income after provision for credit losses	1,441,016
Deposit Account	71,130
Investment Advisory Management And Administrative Service	84,391
Insurancesalescommissions	15,525
Mortgage Banking	7,647
Gainonsaleofinvestmentsecuritiesnet	-16,611
Fiduciary And Trust	40,351
Incomefromequitymethodinvestment	118,343
Gain Loss On Sale Of Fixed Assets	554
Financial Service Other	185,260
Total noninterest income	506,590
Salaries and employee benefits	721,431
Equipment and occupancy	195,300
Other real estate expense, net	-687
Marketing and other business development	37,351
Postage and supplies	13,232
Amortization of intangibles	5,608
Merger-related expenses	21,666
Other noninterest expense	172,453
Total noninterest expense	1,167,728
Income before income taxes	779,878
Income tax expense	138,013
Net income	641,865
Preferred stock dividends	15,192
Net income available to common shareholders	626,673

Basic	76,863,389
Basic net income per common share	8.15
Diluted	77,688,626
Diluted net income per common share	8.07