ZION: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, ZION has $88,533M in assets. $81,668M in debts.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and due from banks	771	780
Interest-bearing deposits	2,395	1,781
Federal funds sold and securities purchased under agreements to resell	1,008	1,140
Trading securities, at fair value	134	180
Available-for-sale, at fair value	9,170	9,116
Held-to-maturity, at amortized cost (fair value 9,106 and 9,382)	9,059	9,272
Total investment securities	18,229	18,388
Loans held for sale (includes 126 and 25 of loans carried at fair value)	215	172
Loans and leases, net of unearned income and fees	60,302	60,833
Allowance for loan and lease losses	679	690
Loans held for investment, net of allowance	59,623	60,143
Other noninterest-bearing investments	1,098	1,182
Premises, equipment and software, net	1,358	1,361
Goodwill and intangibles	1,094	1,096
Other real estate owned	5	5
Other assets	2,603	2,665
Total assets	88,533	88,893

Noninterest-bearing demand	26,133	25,413
Savings and money market	38,689	38,254
Time	10,056	10,133
Total deposits	74,878	73,800
Federal funds and other short-term borrowings	3,757	6,072
Long-term debt	1,473	970
Reserve for unfunded lending commitments	46	42
Other liabilities	1,514	1,413
Total liabilities	81,668	82,297
Preferred stock, without par value authorized 4,400 shares	66	66
Common stock (0.001 par value authorized 350,000 shares issued and outstanding 147,640 and 147,871 shares) and additional paid-in capital	1,721	1,713
Retained earnings	7,134	6,981
Accumulated other comprehensive income (loss)	-2,056	-2,164
Total shareholders equity	6,865	6,596
Total liabilities and shareholders equity	88,533	88,893

Unit: Million (M) dollars